Panorama

People still want to visit a physical bank branch, but they expect the experience to be useful, simple, and comfortable. They already manage many transactions via an app, but they seek a personal touch and a tailored experience for the less routine operations. The smart branch is here to stay.

The scientific community is exploring how to manufacture super efficient devices using biological hardware. Biocomputers inspired in nature, processors made of human nerve cells… Fascinating projects under a newly coined umbrella term: organoid intelligence.

The book, paper and "ballpen" are being replaced by educational technology in recent years. As a tool in the classroom, EdTech can provide students with personalized learning experiences, automate routine tasks and provide instant observations.

Far from being a mere toy, video game playing is having an enormous impact worldwide both culturally and economically. The European industry is now the sector’s second most powerful player. 

Studying new medicines and their properties is made that much easier thanks to supercomputers and artificial intelligence. Experts believe that AI has democratized the development of medicines and helps to better understand chemistry while questioning certain work methods.

The future of the Internet is around the corner. As opposed to the creation of tech oligopolies and the mass data collection of Web 2.0, everything seems to suggest we are on the horizon of a new, less global phase, one with greater public regulation and different ways of resisting any form of governance.

BBVA is the first bank in the eurozone, through its subsidiary in Switzerland, to offer a cryptocurrency custody service. 

Our society is undergoing structural behavioral changes, and much of this is due to the Internet of Things.

Over the last decade, the financial services marked has reached 5 billion dollars. Financial inclusion has a lot to do with that.